4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay & Orlando, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

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Based on 2177 reviews

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Jennifer Serrano

00:21 28 Nov 22

AJ was a great help for my clients inspection! He was very detailed and explained everything to them. I will definitely be using their services in the future!!

Patricia Mccullough

13:47 26 Nov 22

Inspection was fine

jose garcia

20:19 22 Nov 22

Easy to schedule and super patient with my situation, we had an unresponsive builder who avoided answering calls, waypoint was able to finally get our home inspected and found several issues we would have otherwise been unaware of.

Laura Harvey

15:15 22 Nov 22

I have bought many homes during my lifetime, have had many inspections and I do believe that this inspection was the most thorough and the most well informed one I have ever had. I would totally recommend Waypoint Property Inspection to anyone in need of a home inspection.Sincerely,Laura Harvey

Marybeth Cammilleri

13:49 22 Nov 22

Absolutely wonderful to work with, very friendly and professional. Would recommend over and over again.

yenenehd desta

13:06 19 Nov 22

Detailed report and follow up after the report.

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4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

Roof

Electrical

HVAC

Plumbing

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

How Do I Pass A 4 Point Inspection?

How Long Is A 4 Point Inspection Good For?

Can A 4 Point Inspection Replace A Home Inspection?

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