4 Point Inspection Tampa Bay & Orlando

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay & Orlando, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted. 

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

The Highest-Rated in Tampa Bay & Orlando

Waypoint Property Inspection
Waypoint Property Inspection
4.9
Based on 1559 reviews
See all reviews
Jauline Williams
Jauline Williams
17:04 24 Oct 21
The inspector was very professional and thorough with all the details of inspecting my new home. He was very detailed in answering all of my questions and concerns. Overall, I was very pleased with his service, as well as the specifics of the inspection report.
Angelica Mull
Angelica Mull
22:49 23 Oct 21
The inspector, Derek Lewis, that came to our newly built home was very knowledgeable, personable, and uncovered some items that needed to be corrected prior to closing. The inspection report was very thorough and detailed. I also met with the inspector towards the end and they were able to take me through all the major concerns that needed to be addressed which gave me a clear understanding for why it was a problem and what would be considered a fix. It was well worth the money and also made home owners orientation a breeze as they also highlighted cosmetic issues. I will definitely recommend WayPoint in the future as well as use them on future home inspections. It is a plus if you get Derek as you'll be in good hands.
LaRussa Bronner
LaRussa Bronner
15:46 23 Oct 21
Travis was timely, knowledgeable and professional. He took his time to thoroughly explain everything. I would highly recommend him and Waypoint.
Alison Ryan
Alison Ryan
15:46 22 Oct 21
We were closing on our first new construction home and getting ready for our final walkthrough when someone suggested we get a 3rd party to inspect as well. 3 families in the community we are moving into, all suggested Waypoint. I was worried the one week notice would not be enough but when I called, I was greeted by Laurie who couldn't have been nicer. She walked me through the process and within minutes I had an email with some brief questions to answer and she scheduled the inspection for the following week. She even called our construction manager to let him know they would be coming and confirm a good time.The inspection was thorough and I received the copy a few hours after it was done. We feel so much better now that we are armed with the things they discovered and we can go in to our walk through comparing what was found. Thank you so much for making this process easy and taking away some of our stress.
Disaster Chick
Disaster Chick
00:06 21 Oct 21
The best choice we made when building. Our inspector was always on time (actually early, he always beat me there!) he spent hours checking every single thing, all the sockets, the appliances, climbing on the roof and into the attic. Amazing attention to detail! Highly recommend!!
Julie Bischoff
Julie Bischoff
23:47 20 Oct 21
Awesome inspector.
Don Green
Don Green
23:19 20 Oct 21
The inspector explained the property inspection in great detail. I feel comfortable in using this company again and will definitely refer to clients! Thanks
Joanne symborsky
Joanne symborsky
20:46 20 Oct 21
Waypoint was easy to work with . Laurey kept me updated a d answered all my concerns . The inspector was outstanding . Anyone building a home needs this service
Felicia Mohammed
Felicia Mohammed
16:39 20 Oct 21
Wilmer, at Waypoint inspection was an absolute delight to work with. I couldn’t have chosen a better company and representative. He was thorough and swift with the report. Thank you so much Waypoint for getting me closer to being a home owner again.
Rob Fernandez
Rob Fernandez
14:26 20 Oct 21
Been working with Bob for YEARS. A+++++++++ World Class Service, Experience, Punctual, Accurate and ALWAYS looking to do what is in the BEST interest of the customer.
Cynthia Lane
Cynthia Lane
13:56 20 Oct 21
This group is not only very detailed in their inspections, but super professional and communicative! I'll keep recommending that my clients utilize their services from here on. Thank you
thoron barclay
thoron barclay
22:48 19 Oct 21
Was on time gor inspection
Mark Boyer
Mark Boyer
08:22 19 Oct 21
On time. Knowledgeable. Answered all my questions. Follow up questions taken care of days after the job wa a complete. Thanks guys.
David Risley
David Risley
20:58 18 Oct 21
Very professional and fast.
Lynn Drezak
Lynn Drezak
16:30 16 Oct 21
The inspection was very thorough and the report provided a lot of detail. Very professional.
Jocelyn Vazquez
Jocelyn Vazquez
22:05 15 Oct 21
Everyone at Waypoint was so polite and helpful! Lourdes is a big asset to the company, she helped me so much and was so patient. Derrick went over the entire inspection prior to leaving the home and made sure I understood everything. Thank you Waypoint!
Mel Kenney
Mel Kenney
02:57 14 Oct 21
The inspector was very professional. He arrived on time and was he was careful not to soil anything in the house. He was quick and explained every thing about his findings. I will recommend Waypoint to all my friends and family.
Eric Ellis
Eric Ellis
21:18 13 Oct 21
Jeff, was very informative and insightful. Thanks for doing such a great job!
Andy Grengs
Andy Grengs
19:14 13 Oct 21
Great, quick service with a very detailed report. The list of recommended contractors is helpful to get the updates made.
Andreina Simmons
Andreina Simmons
14:39 12 Oct 21
Always great to work with
Andrea Draize
Andrea Draize
07:38 08 Oct 21
James was very thorough and made sure issues were brought up no matter how small which is what I needed as a first time SMH owner. No house Is perfect. But this helped me weed out what would be good to get into negotiations.
Luis Orengo Jr
Luis Orengo Jr
18:57 05 Oct 21
I'm a first time home buyer and my wife and I found the perfect home for us and our baby on the way. Waypoint gave us a day that worked perfectly for us and were there on time and without a problem. They are extremely friendly, and professional. They take their time and walked through each step with us making sure we covered every inch on the house. Highly recommended and worth the penny.
R Childress
R Childress
18:07 05 Oct 21
Derek performed the inspection in a professional manner and seemed very knowledgeable. I appreciate his patience in answering all my questions and was grateful he wore a mask during the visit. The completed report was very detailed and easy to understand. I would highly recommend Waypoint Property and especially Derek for a home inspection.
J M
J M
22:50 03 Oct 21
I highly recommend them!! Also, Lourdes was more than helpful with a tuff situation I was dealing with she made sure I was more than satisfied. Thank you again waypoint.
Shankar Selvarajan
Shankar Selvarajan
18:06 02 Oct 21
He inspected the property thoroughly and answered my queries. Thanks for your support.
Ravi Desetty (US)
Ravi Desetty (US)
16:31 02 Oct 21
They were very detailed in the inspection and every detail is recorded, which helped me to get them fixed by the seller
Jason Ford
Jason Ford
19:09 01 Oct 21
Great experience with Waypoint Property Inspection. They were fast, responsive, and always kept us informed. I would highly recommend their business and will use them in the future.
Nicole Henry
Nicole Henry
14:48 01 Oct 21
We had a great experience with this company. Wilmer is very knowledgeable and took his time to explain everything and answer all of my questions. I appreciated his insight and it gave me the tools to have an educated conversation with the builder.
J Pitts
J Pitts
11:14 01 Oct 21
As a Real estate agent, I use this company all the time!
Cess Prin
Cess Prin
23:59 26 Sep 21
Waypoint Property Inspection saved the day! At such short notice, Eddy was able to respond and made it possible for us to have a Final Inspection done. He did a very thorough job, his attention to detail is topnotch and pointed out every detail that needs to be addressed by the builder. Plus, we got some bonus knowledge from him as he was kind enough to point out some things that could help us in maintaining the house once we move in. We got the Inspection Report later in the day, and it was presented in a manner that it was concise and easy to decipher. This is customer service at its finest, going above and beyond to make sure that the need of the customer is prioritized. I would recommend Waypoint for all your Home Inspection needs.~ Juliana S.
Christopher Lee Jones
Christopher Lee Jones
18:22 23 Sep 21
Waypoint did an excellent job working around a difficult tenant, Excellent write-up. Thank you!
Ovidio Mendoza
Ovidio Mendoza
22:21 22 Sep 21
AMAZING property inspectors! They are my go to choice and I refer them to my business partners as well as friends. Great work and quality. Oliver is awesome!
Meteorologist Daniel Q
Meteorologist Daniel Q
22:05 21 Sep 21
Waypoint and Inspector Jim were absolutely professional and knowledgeable throughout the entire process. We ran into several scheduling delays from the home builder, but Waypoint continued with frequent communication and accommodated our requests. We even needed a follow up inspection, again due to builder error, which was completed super quick and in time for closing. Jim was thorough and explained every issue he came across. Pictures and the report were done same day. Thank you for everything!!!
Sherri Vazquez
Sherri Vazquez
21:56 20 Sep 21
Very responsive and kept me informed all along the way. Final inspection documents were easy to review with key items to consider called out for quick review!
Brett Steffen
Brett Steffen
22:10 19 Sep 21
Very thorough and helpful.
ken canerday
ken canerday
16:30 19 Sep 21
Great company and exceeded my expectations.
Janell Rineboldnieuwendijk
Janell Rineboldnieuwendijk
21:54 18 Sep 21
Thank you waypoint (trey) for doing such a thorough inspection!! We will be using your services again soon!!
Jessica Torrent
Jessica Torrent
15:51 18 Sep 21
Jim Parson is very profesional. Very thorough, listens to concerns. I dont know what I was expecting but he exceeded more than what I thought! I would recommend him to everyone. His report was explained perfectly. Great service.
Mark Goodman
Mark Goodman
10:02 17 Sep 21
The property inspector was very courteous and professional.
Kailey Rinaldi
Kailey Rinaldi
21:40 16 Sep 21
Laurie and Tre were both awesome! I was on the fence about doing a private inspection, but I'm so glad that I did. Laurie was amazing describing the process and keeping us up to date with scheduling. Tre was so nice and thorough during his inspection, explaining everything. Definitely worth it. Thank you Waypoint!!
Dawn Wagner-Medina
Dawn Wagner-Medina
16:03 12 Sep 21
Inspection and report were thorough. A follow up phone call was made and the inspector addressed any questions we had regarding the report and the inspection.
Yelena Shtefan
Yelena Shtefan
22:47 11 Sep 21
Very professional, did a great job! Will use their services again.
Iurie Fedorcea
Iurie Fedorcea
20:44 11 Sep 21
Great Company 👍and easy to work with them, thank you 😊
Kevin Saunders
Kevin Saunders
14:13 11 Sep 21
They were very thorough and communicated with us throughout the process.
Clara Aurora Pernas
Clara Aurora Pernas
16:16 07 Sep 21
Excellent service!
Dawn Z Bournand
Dawn Z Bournand
02:37 06 Sep 21
The Waypoint Inspection team did a great job for my client. They pointed out each area that needed to be addressed but did not try to scare my client with the problems. Instead that pointed out that everything is fixable and how the home could be made safe with the proper steps.
S. Mad
S. Mad
01:13 04 Sep 21
Brandon was professional and very knowledgeable. He was patient with all my questions while performing my Warranty Inspection. The whole process from scheduling to the Inspection was a breeze. I highly recommend Waypoint Property Inspection!
lockhartrg
lockhartrg
23:53 03 Sep 21
Waypoint Inspection and Jim Parsons in particular conducted a home inspection for me two days ago. The review was thorough and detailed and Jim did a great job of explaining his entire report when he had concluded. I was impressed by how informed he was concerning all aspects of the house but especially thankful for how willing he was to explain all the details to a first-time home buyer. He also had the full report sent to us within hours of the inspection itself. I'm very happy with the service.
Andrea idudhe
Andrea idudhe
20:00 03 Sep 21
My Waypoint inspection saved me from purchasing a condo with chinese drywall. This was missed by a previous inspector with another company. I will definitely use Waypoint again.
Millie Smith
Millie Smith
19:32 02 Sep 21
Waypoint is my go-to inspection company. I really appreciate Wilmer. He knows what is important and what is not so important and can impart that to the buyer in terms they understand. I love the communication and timliness of Waypoint. I am always in the know.
Next Reviewsjs_loader

Schedule Now

Schedule Now