4 Point Inspection South Florida

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in South Florida.

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For South Florida

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in South Florida, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

South Florida

The Highest-Rated in South Florida

Waypoint Property Inspections East, llc

4.9

Based on 1085 reviews

See all reviews

Marissa Lawson

1713440601

Tony (Anthony) from Waypoint Property Inspections was phenomenal! He was incredibly thorough and was kind enough to really explain some of the issues that came up in the inspection with me so I understood them all completely. His knowledge and demeanor was very professional, yet also made me feel like I had a friend that was there to help. I would absolutely recommend giving them a call and asking for Tony specifically!

Eric Lozano

1713228564

Professional and knowledgeable. Excellent customer service attitude. Thank you.

Lauren Lampert

1713207070

I've worked with Waypoint many times, specifically Robert and Greg, who are absolutely fantastic. They're very thorough, and do a great job of explaining any potential issues. Highly recommend!

L P

1713190448

On time. Thoroughly professional. Team answered any and all questions about the inspection and procedures. They were not rushed and stayed until all questions were addressed.

Chris Amendola

1712580642

Very friendly, accurate and precise.

Pamela Amendola

1712345402

I think Alex did a wonderful job with checking everything. He came highly recommended. I was very happy with the inspection and the results.

Vanessa Lovito

1711551972

Excellent service!

Next Reviews