4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

Orlando

South Florida

The Highest-Rated in Tampa Bay

Waypoint Property Inspection

4.9

Based on 2945 reviews

See all reviews

MICKLER MONTISSOL

1701279027

Great experience

Tiffani Smith

1701273488

You don't get customer service like this anymore!!Fast response,excellent communication.Even when contacting the office,PEOPLE answer the phone and questions.The inspector,Wiz,came to my home today.Very personable,informative,helpful and competent.He went through all of his findings,polite,knows his job.He also called prior to his ETA.I will definitely be calling Waypoint in the future for every 1 of my inspection needs.Thank you!

Cindy Stuart

1701220391

I appreciate that the inspector was early to the appointment. It was easy to schedule and pay the fee online. The inspector was through and efficient. He kept me a rest of any findings. The inspector finished the report on the same day and emailed it to me. I appreciate all of these aspects of my experience.

Dynesha Bowman

1701204217

AJ was amazing! He explained everything thoroughly as he was going through the inspection and afterwards. Will be using him again with the re-inspection. Thanks again AJ!!!!

diana dodd

1701177450

I was happy with the inspection.

Next Reviews