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4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted. 

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

The Highest-Rated in Tampa Bay

Excellent
4.9
Based on 3242 reviews
Knowledgeable and helpful. Completed a detailed inspection and walked through results with me.
I was very pleased with the service we received from Waypoint Property Inspection! From making the appointment, to the actual walk though of the inspection. They were extremely helpful and provided excellent customer service. Our inspectors where very thorough and efficient. We will defiantly be using them for our next property inspection.
Response from the owner: Hello Johnson, this review made our day! We’re glad we’ve impressed you during the inspection and that you trust us with your business. We pride ourselves on wowing every customer, so it’s nice to hear that we were able to do that for you. Thank you for your recommendation!
Denise Sansosti is an incredible representative of this company. She is incredibly knowledgeable as to all the company does and represents them extremely well. 5 stars!!
Response from the owner: Thank you, Denny, for the kind words about Denise, we’re passionate about what we do and it’s great to see that it translates into results for our clients. We’re glad to hear that you’ve been happy with our work and we look forward to continuing to deliver value and results in the future.
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