4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

Tampa

Orlando

South Florida

The Highest-Rated in Tampa Bay

Waypoint Property Inspection

4.9

Based on 2629 reviews

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Rita Androlewicz

1685369263

From start to finish, Waypoint was excellent to work with.

Ash A

1685297565

Anthony was great

me me

1685189528

Javier was very knowledgable and explained the inspection report in detail. Was very thorough in pointing out minor issues and answered all my questions. Great work and I would highly recommend Javier.

Andrew Eldredge

1685138743

We had a quick 4 point inspection done. Had to have it completed urgently due to homeowner’s insurance changes. Waypoint was super responsive on a Thursday night, and had an appointment available the next afternoon. John Heil was great. He was professional, courteous and fast!

Steven McKinnon

1685043868

On time, quick, great customer service

D B

1685038763

Javier was professional and extremely knowledgeable.

aubrey burris

1684933988

Great and very thorough!!

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