4 Point Inspection Tampa Bay, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Tampa Bay, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Tampa

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Tampa, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

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South Florida

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Waypoint Property Inspection

4.9

Based on 3174 reviews

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Cynthia Williams

1713533094

Repeat customer. Never disappointed. Thank you!

Olga Capurro Real Estate Broker

1713471659

Very professional and great service, highly recommended

Steve Umberger

1713379230

My inspector Greg was terrific very professional,concise and polite.I would recommend Waypoint and Greg for your home inspection.

Marisa Pagliari

1713372302

Waypoint was able to send someone out the next day on very short notice. Both Eddie Braswell and Jim Parsons were thorough in explaining their findings and answered every question we had. They were professional and friendly. We feel confident in their report and will definitely use them again when we need another home inspected. Thanks WayPoint!

April Martin

1713358721

Very pleased with Waypoint!! They made the inspection process a breeze and their staff is all very knowledgeable!

Brian Donnelly

1713287902

Very detailed and professional.

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