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4 Point Inspection Lakeland FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Lakeland, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted. 

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Lakeland, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

Premier Lakeland, FL Wind Mitigation Inspections

Lakeland is the most populous city in Polk County, FL, with a population of 112,641 as of the 2020 census. It is part of the Lakeland-Winter Haven Metropolitan Statistical Area.

Waypoint is family owned and operated and has been completing inspections since 2005. With more than a decade of growth and development, we’ve worked hard to create the best inspection experience for our clients.

All of our inspectors go through a rigorous on the job training program in addition to the classroom training required to become a licensed home inspector. As a result they have knowledge and hands on experience well above industry standards.

Waypoint has been serving the community of Lakeland FL and its surrounding cities with the highest rated 4 Point Inspections, so contact us for yours today!

The Highest-Rated in Tampa Bay

Niall Phelan
Niall Phelan
1709413944
The Waypoint team were fantastic. Wismy was really thorough and the follow up and customer service were outstanding.
Alma Morgan
Alma Morgan
1709399428
Friendly, professional and Knowledgeable. Caleb explained to my client in detail the report answered all the questions we had.Thank you Caleb!
Angela DelSordo
Angela DelSordo
1709392567
John was very professional and thorough with the home inspection of a property we thought would be our new Florida home. The results were accurate. We decided not to purchase the home because the owner wanted us to pay for the repairs above and beyond the asking price.
Tom LeVieux
Tom LeVieux
1709388089
Great company. Jeff Hughes was extremely thorough and went over every detail of the report. Will definitely use them again
Victor Negron
Victor Negron
1709387989
Caleb was very professional and explained in detail every step of the inspection process.
My property report was thorough and my inspector Greg Bergman was great about getting back to me on my questions. Greg was knowledgeable and thoughtful.
Hernan was great and very informative with our home inspection. He was thorough and was open to questions and concerns. Once it was all done, he provided us the detailed inspection report in the same day!
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