Skip to main content

4 Point Inspection St. Petersburg, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in St. Petersburg, FL


Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted. 


The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.


Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.


Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in St. Petersburg, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

Premier St. Petersburg, FL Wind Mitigation Inspections

St. Petersburg, in Pinellas County, Florida, is a vibrant city with a population of 258,308 as of the 2020 census. It’s the fifth-most populous in Florida and the second-largest in the Tampa Bay Area. Often called “St. Pete,” it’s part of the Tampa–St. Petersburg–Clearwater Metropolitan Statistical Area. Known as “The Sunshine City” for its 361 days of annual sunshine, St. Petersburg boasts a Gulf of Mexico location and holds a Guinness World Record for consecutive sunny days. Initially a retirement destination, the city has recently attracted a younger and diverse population drawn to its cultural scene and outdoor lifestyle.

Waypoint is family owned and operated and has been completing inspections since 2005. With more than a decade of growth and development, we’ve worked hard to create the best inspection experience for our clients.

All of our inspectors go through a rigorous on the job training program in addition to the classroom training required to become a licensed home inspector. As a result they have knowledge and hands on experience well above industry standards.

Waypoint has been serving the community of St. Petersburg, FL and its surrounding cities with the highest rated 4 Point Inspections, so contact us for yours today!

The Highest-Rated in Tampa Bay

Based on 3265 reviews
Though I was not there for the inspection, I spoke with the inspector, who gave me a complete review over the telephone. He brought out the areas that were a concern and identified the problem areas that would require attention before closing on the property.
Response from the owner: Hi Miami! Thank you for the kind words about our team, our inspectors are passionate about what we do and it’s great to see that it translates into results for our clients. We’re glad to hear that you’ve been happy with our work and we look forward to continuing to deliver value and results in the future.
Great experience and we got the results at the location and then a detail email with a full report of everything the same day. I would highly recommend
Response from the owner: Wow! Thank you, Natali, for choosing our service and writing such a positive review. We’re glad to have you as a customer and we’ll do our best to continue delivering the high-quality experience you’ve come to expect.
Inspection was prompt and efficient! We discovered that the structure of a building we were looking to buy was not sound. This was vital info in our decision to move forward with the purchase. Highly recommend
Response from the owner: Hello Dylan! We are so thrilled to hear that you had such a smooth experience with Waypoint! It was an absolute pleasure to assist you and we thank you for taking the time to leave a review.

Schedule Now