Wind Mitigation Inspection Tampa

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What Is A Wind Mitigation Inspection?

A wind mitigation inspection is a 7 question Florida standard form that was developed after the 2004 hurricane season. It is designed to give homeowner insurance discounts to homes that meet certain criteria. We offer wind mitigation inspections in Tampa to help homeowners save money on their home insurance. Here is what the wind mitigation inspection includes:

1

Age of the home

Home application permit is after March 1st, 2002.
2

Age of the roof

Roof application permit is after March 1st, 2002.
3

Roof geometry

Less than 10% of the total roof perimeter has gable or flat features.
4

Roof deck nail size/spacing

“8d” nail size spaced every 6 inches.
5

Roof to wall connection

Clips, single wraps, double wraps, and structural connection.
6

Underlayment type

A self-adhering underlayment known as an SWR or Peel and Stick.
7

Opening protection

All glazed openings protected by “impact rated” shutters or other devices. The doors/windows can be “impact rated” alone.
8

Opening protection

Some insurance companies will discount if windows are impact rated or covered by an impact rated device (shutter), even if solid entries or garage doors are not protected.

Frequently Asked Questions

How Much Does The Wind Mitigation Inspection Cost?

In Tampa FL, wind mitigation inspection prices can vary by company. Most reputable home inspection companies will charge around $100-$200 for a wind mitigation inspection.

How Much Money Will I Save On My Home Insurance?

Estimated savings on home insurance can vary significantly depending on the home. It is best to discuss with your insurance agent what discounts you might qualify for and your estimated savings. Home inspectors can only tell you what your home has, not home much you might save.

How Long Does The Inspection Take?

The wind mitigation inspection can take about 30 minutes to an hour. A home inspector will need to walk around your property, crawl into the attic, and look at all your openings.

Why Did I Lose Insurance Credits?

In rare instances, homeowners may lose insurance discounts. This happens because a previous wind mitigation inspection was filled out improperly, meaning a previous inspector marked certain home attributes that were not there. Fortunately, these cases are rare and most homeowners end up saving every year on their insurance premium.

For additional questions regarding wind mitigation inspections in Tampa, check out our blog post. What Is A Wind Mitigation?

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