Wind Mitigation Tampa Bay

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What Is A Wind Mitigation?

A wind mitigation report is a 7 question Florida standard form that was developed after the 2004 hurricane season. It is designed to give homeowner insurance discounts to homes that meet certain criteria. Here are the different features that can earn a discount:

1

Age of the home

Home application permit is after March 1st, 2002.
2

Age of the roof

Roof application permit is after March 1st, 2002.
3

Roof geometry

Less than 10% of the total roof perimeter has gable or flat features.
4

Roof deck nail size/spacing

“8d” nail size spaced every 6 inches.
5

Roof to wall connection

Clips, single wraps, double wraps, and structural connection.
6

Underlayment type

A self-adhering underlayment known as an SWR or Peel and Stick.
7

Opening protection

All glazed openings protected by “impact rated” shutters or other devices. The doors/windows can be “impact rated” alone.
8

Opening protection

Some insurance companies will discount if windows are impact rated or covered by an impact rated device (shutter), even if solid entries or garage doors are not protected.

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