4 Point Inspection Orlando, FL

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in Orlando, FL

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For Orlando

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in Orlando, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

Orlando

South Florida

The Highest-Rated in Orlando

Waypoint Property Inspection

4.9

Based on 2830 reviews

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Brianne Raas

1695729452

Very friendly and full of information.

Polardo Dipaula

1695489104

The service was prompt, and the quality is exceptional. This company will be my first choice in future dealing, and I will definitely refer and suggest Waypoint to colleagues and family members. A very rare type of quality service.

Tracy Casten

1695473860

Very prompt and great service!

Kristina Hoffman

1695473445

The team at waypoint was professional, personable and explained everything point by point. They took the time to not only go through the report, but also to show us exactly what everything looked like real time. Very helpful during one of the most important times and expenses in our lives.

Brenda Baril

1695423878

Oliver did a fantastic job with our 1 year warranty inspection. He was professional and thorough. He also took the time to go over the report with me and point out where we need to get the builder to take action. Thank you Waypoint for a great experience!

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