4 Point Inspection South Florida

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in South Florida.

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For South Florida

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in South Florida, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

Tampa

Orlando

South Florida

The Highest-Rated in South Florida

Waypoint Property Inspections East, llc

4.9

Based on 1040 reviews

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Russ Sinder

1684874693

Great explanation by the on-site inspectors and via phone afterwards. It was well explained to us which issues were potentially more serious and which were less so. We were also given advice on how to easily remediate certain issues that came up during the course of the inspection.

Marcial Hernandez

1684772937

The inspector was on time and did and excellent service. The report was sent quickly. I left very satisfied.

O. Andre Parker

1684429556

Mr. Javier Gonzalez was on time and very professional. His inspection was very thorough and his finding made hiring waypoint inspections well worth the money! Waypoint inspections are a veteran friendly company and I highly recommend them for home inspections!!

Mary Jane Poverstein

1684334339

Two service personnel shared with me what they were going to do and what areas they needed access. They were very courteous and took in stride my barking dog. They were careful with my property and turned off lights after use. Was a pleasure working with them. Would recommend Waypoint.

Nancy Roth

1683837541

I recently used the services of Waypoint for a new home inspection. The inspectors were polite, knowledgeable, willing to answer any questions I had. The experience was actually extremely pleasant and professional! I would highly recommend Waypoint!

Al Korzen

1683824672

The inspection team was ontime, informative as to what they were doing, and professional in their approach to the inspections

Jean-Luc Leclerc

1683819587

Very professional inspector, great service and very detailed report

Maureen

1683819144

Knocked iy out of the park on customer service and turnaround time. Thank you Waypoint team notably Mitch and Anthony. Anthony went above and beyond to deliver our reports and have good discussion on them as well. All with tight timing for us on our house closing. Thanks so much !

Sanford Geraci

1676132459

They were here on time, professional, I completed the inspection precisely.Also the price was very competitive. I highly recommend this company.

Salvatore Viscusi

1675712623

Vincent did our Home Inspection on Friday- 2/3/23. He was extremely proffessional, thorough and courteious throughout the entire inspection. I cannot thank him enough for the incredible job that he did. Thank you Vincent!

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