4 Point Inspection South Florida

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in South Florida.

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For South Florida

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in South Florida, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

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South Florida

The Highest-Rated in South Florida

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Waypoint Property Inspections East, llc

4.9

Based on 1137 reviews

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Scott Slavens

The inspector was on time and very professional. He explained the process.The report was very comprehensive.I would highly recommend Waypoint Property Inspection to anyone buying a house.

Response from the owner: Hello Scott, this review made our day! We’re glad that our inspector impressed you during the inspection and that you trust us with your business. Thank you for your recommendation!

Vaidas Janavicius

This was a top-notch inspection. Chris was not only eloquent, patient, took a moment to walk me though the findings but also elaborated on each item that needed attention in such a way that I left confident and happy.Well done, Chris!

Response from the owner: Thank you for your kind words, Vaidas! We're thrilled to hear that Inspector Chris provided such a positive experience and that you left feeling confident and satisfied. We'll be sure to pass along your appreciation to him. If there's anything we can do to help you in the future, please let us know.

Dennis Noonan

The inspection was performed on a timely and professional basis. There was frequent communication between me and the inspector with a follow up after completion. I had the full report within two hours. I highly recommend Waypoint Inspection.

Response from the owner: Hello Dennis, thank you so much for taking the time to leave us this amazing review! We're glad we impressed you during the inspection and follow-up, and we appreciate your trust in our business. Thank you for your recommendation!

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