4 Point Inspection South Florida

What Is A 4 Point Inspection?

If a home is close to, or over 30 years old, insurance companies may request a 4 point inspection report. This report is an overview of the general condition of the roof, electrical, HVAC, and plumbing systems. Insurance companies want to make sure all four systems are in good working order or have been updated because the home is older. In some cases, insurance companies may request the 4 point inspection, as soon as, 10 years old. Read below to see what is involved in a 4 point inspection in South Florida.

Roof

Most insurance companies require the roof to have at least 3-5 years of life expectancy remaining. Any signs of leaks (past or present), deteriorated materials, and repairs are also noted.

Electrical

The insurance company wants to know if there is an outdated electrical panel, what type of wiring is in the home, and if there are any other safety hazards or outdated/improperly installed materials.

HVAC

Insurance companies want to see that the heating and cooling system is in good working condition, that it has been regularly maintained, and that there aren’t signs of damage or deterioration.

Plumbing

Certain types of plumbing, such as polybutylene and deteriorated cast iron, may be considered red flags by insurance companies. They also want to know if there any signs of leaks.

View A Sample 4 Point Inspection Report For South Florida

Frequently Asked Questions

There are a lot of questions and concerns when it comes to 4 point inspections in South Florida, especially when a home transaction is involved. Be sure to read our FAQs thoroughly and if you need further assistance, feel free to contact our office.

How Do I Pass A 4 Point Inspection?

A 4 point inspection is not a pass or fail, however, an insurance company may request repairs after a 4 point inspection is completed in order to qualify for insurance. Some insurance companies may provide a grace period of about 30 days after a home purchase to repair/fix items noted in the 4 point inspection.

How Long Is A 4 Point Inspection Good For?

A 4 Point Inspection is generally good for the life of the policy or until the insurance underwriter wants to request a new inspection (which is rare). That being said, a new 4 point inspection may be requested if a home is sold regardless if the seller has a previous 4 point available.

Can A 4 Point Inspection Replace A Home Inspection?

A 4 Point Inspection is not a replacement for a full home inspection. A home inspection covers many other important items in the home, such as grading, the structure, and appliances. In addition, the 4 point inspection only covers the 4 points in a general overview. A home inspection report may provide additional detail and recommendations.

4 Point Inspection Service Areas

Key Cities We Serve

Orlando

South Florida

The Highest-Rated in South Florida

Waypoint Property Inspections East, llc

4.9

Based on 1063 reviews

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Kaitlynn Cornett

1700525445

We had a fine experience with Waypoint. We were provided a thorough inspection and the report was delivered very quickly. All for a great price too. I would recommend.

Joseph Tarsia

1699732754

Waypoint was very prompt to respond and did an excellent report immediately after the inspection and very detailed and saved me money and headaches before my home purchase. The rep that performed the inspection named Thierry Louis was excellent and explained everything I needed to know to have a successful purchase. I highly recommend using waypoint and make sure to ask for Thierry .Very SatisfiedJoe T.

Isabel Leo

1699106396

Waypoint inspectors did an excellent job!As always.Thank you!

Sydney Mastics

1698067860

Thierry was extremely thorough and friendly! He did a wonderful job

dave witsell

1697895855

Chris P. was great! He was very personable and professional. He really did a very thorough job on our potential condo purchase and found some significant issues that needed to be addressed by the buyer. In times where customer service seems to be waning, he and Waypoint were an excellent experience- felt like old times. Waypoint and Chris have my unqualified recommendation.

Steven Veinger

1697067965

The office staff was friendly and a pleasure to speak with on the phone when scheduling the inspection. The 2 inspectors who completed the inspection were both very nice and professional. Lastly, the inspection report was thorough and detailed. Therefore, I would highly recommend them for your inspection.

Howard Willens

1696890338

My inspector Anthony did a careful and comprehensive assessment of the property and pointed out to me all issues. Very grateful for professionalism

cynthia harkins

1696856913

The inspector, Tony was on time, very professional and thorough. He answered all of our questions . I highly recommend this company and I Will specifically ask for Tony again.

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